Home Insurance Program
INSURANCE ON YOUR HOUSE
- Comprehensive or Named perils options
- Swimming pools and fixed outdoor equipment
- Trees, plants and patios
- Includes removal of debris for an insured loss
- Optional guaranteed replacement cost
- Separate coverage for detached garages and sheds
HOME CONTENTS & PERSONAL PROPERTY
- Comprehensive or Limited perils options. Replacement cost coverage
- Extensions for property while away from your home and for students’ contents
- Includes property of family members living in your home
- Specialty coverage available for jewelry, fine arts, collectibles, tools, musical instruments, electronic equipment and watercraft
OTHER FEATURES
- Protection against fraud for your credit/debit cards and cheques
- Coverage on the contents of your freezer if it breaks down
- Clean up coverage if gas, oil or other pollutant is accidentally spilled on your property
- Inflation protection
- Lock replacement
- Fire Department charges
ADDITIONAL LIVING EXPENSE
If your home is damaged because of an insured loss, we will cover the extra cost of living away from your home while your house is being repaired
LIABILITY
We will defend you and pay for losses you are legally liable for if someone sues you because you injured them or damaged their property
- Many optional extensions available
HIGHLIGHTS ONLY. Actual policy wording govern.
Coverage Availability subject to underwriting eligibility.
