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Thursday September 09, 2010

LOSS PREVENTION

L&A Mutual Insurance Company is going through an aggressive “loss prevention” program. Most claims occur due to fire, water damage and oil spills. In an effort to reduce these claims and the damage that can occur to your dwelling or property, our loss prevention officer is available to complete loss prevention inspections of your premises. Policy holders are welcome to contact our office if they feel a loss prevention inspection should be conducted at their home.
Water Problems
Water problems may occur at any time due to melting snow, heavy rainfall, sump pump malfunction or sewer back-up. Check roof shingles to ensure they are in good repair. Ensure your sump pump is functioning - have a back up system or alarm if you experience water problems on a regular basis. .....Full Story
Oil Tanks & Fuel Spills
This area is becoming a huge problem as the required environmental clean up is costly and is also disruptive to the homeowner. Check your oil tank & lines regularly for any possible leak or problem. If you detect an oil odour call your distributor immediately. If you have a spill, our adjuster .....Full Story
Fire
This is a common loss and may also lead to death. Ensure that smoke detectors are in proper working order. Have extinguishers in place in buildings and on equipment. Electricity must be respected. Have electrical wiring work completed by a certified electrician. Ensure that electrical .....Full Story